About Us

Raj Finance

Raj Finance, is a financial solution to individuals and businesses in need of quick and easy access to cash. We understand that traditional banking institutions may not always be able to provide the necessary funding in a timely manner, which is why we offer gold loans as an alternative.

Our gold loan process is simple and straightforward. Customers can bring in their gold items, such as jewelry, coins, or bars, and our team of experts will evaluate the gold and provide an instant loan based on the value of the gold. Our interest rates are competitive, and the repayment terms are flexible, making it easy for customers to manage their finances.

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In addition to gold loans, we also offer other financial services such as personal loans, business loans etc... Our goal is to provide our customers with a one-stop-shop for all their financial needs. Our team of experienced professionals is dedicated to providing personalized and efficient service to each and every customer.

We are committed to providing our customers with the highest level of security and confidentiality, which is why we have implemented strict security measures to protect our customers' personal and financial information. We also have insurance coverage for all the gold items, so our customers can have peace of mind knowing that their assets are safe with us.

At Raj Finance, we have a wide range of gold loan plans that cater to the diverse needs of our customers. Whether you are looking for short-term or long-term loan, we have plans that can suit your specific requirements. We also offer competitive rates of interest on gold loans, which makes it an attractive option for our customers

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Our Mission

To provide quick and convenient access to funds, with the aim of helping customers meet their short-term financial needs through excellent customer service and a secure and transparent loan process.

Our Vision

expansion into new markets, offering a range of financial products, and continuously improving and innovating the loan process to better serve customers.

Customer focus

Providing exceptional customer service and putting the needs of the customer first.

Integrity

Maintaining transparency, honesty and fairness in all dealings with customers and employees.

Security

Ensuring the safety and security of customers' gold assets and confidential information.

Responsiveness

Providing quick and efficient loan services to meet the needs of customers.

Innovation

Continuously improving and updating loan processes to provide the best experience for customers.

Teamwork

Encouraging a positive and collaborative work environment among employees to achieve company goals.

Social responsibility

Contributing to the communities in which the company operates and promoting sustainable practices.

Our Features

Low Interest Rates
Offering competitive interest rates compared to other loan options
No processing Fee
no processing fee or hidden charges for any services availed
Interest rate
Interest rates based on RBI Repo rate
Interest Period
Only calculated for the availed loan period or the repayment date (whichever is the earliest)
Quick Approval and Disbursal
Offers quick loan approvals and disbursal times for customers in need of urgent funds
Flexible Repayment Terms
Providing flexible repayment options that meet the customers' financial needs and schedule
Easy Documentation
Minimal documentation requirements and simple straightforward loan application process
Loan Against Gold and other assets
Allowing customers to use their gold& other assets as collateral for a loan
Customer Service
Providing excellent customer service, including prompt responses to queries and concerns

Chairman's Message

Dear valued customers and stakeholders,
As the Managing Director of RAJ Finance, it is my pleasure to share a message with you. Our company has been providing financial services and solutions to the communities we serve for many years, and I am proud of the reputation we have built.
RAJ Finance is committed to providing our customers with affordable and accessible financial services, and we are proud to have helped countless families and businesses reach their financial goals. Our experienced and knowledgeable staff are dedicated to providing personalized and friendly service, and they are the cornerstone of our success.
We understand that in today's world, access to financial services is more important than ever. That is why we are constantly exploring new and innovative ways to reach more customers and provide a wider range of services. Whether it is through our extensive branch network, digital platforms or partnerships with local organizations, we are committed to making finance accessible to everyone.
As a responsible financial institution, we are committed to operating with the highest standards of ethics and integrity. We are dedicated to serving the needs of our customers in a transparent and responsible manner, and we are proud of the trust and confidence that our customers have placed in us.
I would like to extend my heartfelt gratitude to our customers for their continued support, and to our employees for their hard work and dedication. I am confident that with their help, we will continue to grow and succeed in the years to come.
As we look to the future, I am excited about the opportunities that lie ahead for RAJ Finance. I am confident that our commitment to serving our customers and providing accessible financial services will lead us to continued success and growth.
Thank you for your continued support.
Best regards,